Cash Account Reverse Mortgage What is a reverse mortgage? A reverse mortgage enables seniors 62 and older to tap into the equity of their home without ever having to make monthly payments as long as they live in the home. There are no credit or income qualifications.  Your Doorway to a comfortable Future! Unlock the equity value in your home to a secure and well-planned retirement*. Enjoy the freedom and choices that will help make your retirement years memorable. A Reverse Mortgage from On Realty Home Loans Provides leverage for individuals with substantial home equity!   Virtually no maximum home value or loan limit Lowers the total estate value subject to taxes* Provides life insurance proceeds for heirs to pay estate taxes** Provides additional income in your retirement years through annuities** Provides an umbrella of protection against potential long-term care Provides funding for Healthcare or Medical treatment Designed for borrowers age 62 years and older Proceeds/advances are not taxable No prepayment penalty Loan is non-recourse Eligible home types: single family detached, manufactured, condo, PUD, 1-4 rental unit if one is owner occupied         *Consult your Tax Advisor         **May require the purchase of a life insurance product incurring additional cost   Call us for a Benefit Estimate & Counseling by an independent counselor. Financial Freedom Products are offered through Harborside Financial Network & Sierra Pacific Home Loans.   By: On Realty Home Loans! 888-339-4420 x421 Jonathan Hirai, Benefits Coordinator Home mortgages are subject to credit review and approval. All information provided to us is secure, confidential, and is not sold, shared or given to third parties.

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