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PERS Home Loans On Realty California Home Loans California Mortgage Loan Company Home Loans, Reverse Mortgage, Interest Only Mortgages Home Loan and Mortgage Calculators for California Northern California Real Estate Login for Special Member Financing Contact On Realty Home Loans Mortgage Refinance
  California Home Loan - Refinance, Reverse Mortgage  


The On Realty Home Loan Programs - We Make it Easy!

No Up Front Costs or Obligations  -  Low Monthly Payments  -  Fast and Easy to Pre-Qualify!

Current California Loan Programs Available : Click on your area of interest below.
CalPERS Member Home Loan

CalPERS Member Home Loan
For California Workers Only

  California Reverse Mortgage Home Loan

Reverse Mortgages*
Start getting paid back for your equity now!

California QuickPay Home Equity Line

QuickPay Home Equity Line
Receive quick temporary returns on your investments today.

  California Jumbo Mortgage loans

California Jumbo Mortgages $1-5M
We can go as big as you need.

Smartchoice California Purchase loans

Smartchoice Home Loans
Perfect for the smart investor

  Mortgage Power- Financial Planning Call us for a benefit estimate & recommendations from an independent loan advisor. 888-339-4420

>Or Pickup a Copy of Our Book!
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On Realty Home Loans overview:
Our job is to make sure you get the loan you need quickly, easily, and with the best price available for your unique circumstances. In order to do this, we start with an easy-to-use online form.

FleXApp 1003
A paperless loan
application that's
hassle free!

Click Here  

As soon as we receive your form, we contact you to determine whether the loan you are interested in is best suited to your particular needs. Rate and price quotes are just a starting point - to best serve you, we work to make sure you are getting exactly what you need delivered exactly how you want it delivered.

Check your loan scores by visiting one of these credited sites:
www.experian.com www.transunion.com www.equifax.com

Program Options:

 

Month-by-month flexibility

  • Month after month, you can choose to pay interest only or the combined interest and principal.  Your monthly mortgage payment can be up to 30% lower than a traditional mortgage!
  • You can always choose to pay off your mortgage sooner with no pre-payment penalties!

Freedom to spend your money how you want

  • With a lower mortgage payment, you have more disposable income.
  • Use your money to remodel your home, pay off high interest rate bills, finance college or increase your retirement savings.

How the Smart Choice loan works

  • You can pay interest-only mortgage payments for 10 years.
  • You can choose to pay more toward your principal at any time.
  • After the fixed-rate period you pay interest plus principal.

Refinance Home Mortgages

  • Lower your monthly mortgage payments with our rate and term loans
  • Obtain a Cash-Out refinance loan to pay off bills, consolidate debt, or to pay for Home Improvements
 
Click here for Our California Loan Glossary >   
CalPERS Home Loans FHA mortgage loans
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Interest Only Mortgages
california reverse mortgages