Sophisticated performance. . . Because we care

On Realty Home Loans is a boutique mortgage broker and banker specializing in home loans for discriminating borrowers. We provide competitively priced financing options delivered with integrity, expertise, and premium service.

More than just an internet-based mortgage company, we focus on personal, individualized service to our clients. Our experienced team consists of exceptional individuals skilled in using the latest technology and marketing tools to provide consumers with a satisfying, hassle-free lending experience.

On Realty uses the banking services of Harborside Financial, a well-established mortgage bank based in Northern California since 1991. We also have strong relationships with premier lenders throughout the US market, and our ability to have consumers directly approved by Fannie Mae means that loans are approved more quickly, often within minutes after the first loan consultation.

Our founders have over 25 combined years of experience in the industry, including in-depth wholesale and retail mortgage origination, processing, and servicing. Their expertise and dedication to providing personal, high quality service means that no matter how large or small the loan, clients receive exceptional value: competitive pricing, streamlined loan processing, and premier service.